About Us

Why choose Pioneer Wealth Management? Glad you asked.

At Pioneer Wealth Management, our philosophy is simple: do what’s right, inform at every step, and always plan for the long term.

We operate as an independent advisory firm, free from hidden agendas, so our advice is unbiased and tailored to your best interests. We build each relationship on transparency, respect, and confidentiality. When you become a client, you gain a partner for life who will strategize with you, celebrate milestones with you, and adjust your plan as it unfolds.

Over 30 Years of Expertise

Benefit from the insights and perspectives only experience can provide. We’ve weathered many market storms and helped clients through them all.

Specialized for Business Owners

As entrepreneurs ourselves, we understand the challenges of balancing a business and personal finances. We offer specialized guidance on business succession, retirement plans for you and your employees, tax-efficient growth strategies, and more – helping transform your business success into long-term personal wealth.

Client-Centered Service

We treat you like a neighbor. That means responsive, one-on-one attention and advice that puts your interests first. Our firm is proudly based in Kirkwood, and community values of honesty and care guide everything we do.

Comprehensive Planning

Your financial life has many parts – investments, retirement, insurance, business concerns, family goals. We address all of these with a holistic strategy, so nothing falls through the cracks. Our guidance is jargon-free and tailored to your unique situation.

A man and a boy are walking along a river.

We designed our process to feel surprisingly simple.

It’s all about giving clear, direct, honest answers and guidance.

Step 1: Our process starts with an honest conversation.

Everything begins with you. We sit down and have a genuine, no-nonsense discussion about your goals, your challenges, and the realities you face every day. By understanding what keeps you up at night and what inspires you to move forward, we lay the groundwork for a plan that truly resonates with your life’s story.

Step 2: Then, we analyze every detail of your financial picture.

Your financial situation is unique, and every detail matters. We dive deep into your assets, liabilities, income streams, and expenses, helping ensure that nothing is overlooked. This thorough analysis helps us identify both hidden opportunities and potential risks—so you’re never caught off guard.

Step 3: Together, we write a flexible playbook that changes when your needs do.

Life is unpredictable, and your plan should be too—flexible enough to adapt as your circumstances evolve. Working hand-in-hand with you, we create a dynamic roadmap that balances your immediate needs with long-term goals. This personalized playbook isn’t set in stone; it’s designed to evolve with you.

Step 4: We implement and continually refine your plan, keeping up with life’s changes.

The journey doesn’t end once your plan is in place. We stay by your side, monitoring progress and making adjustments as life throws new challenges—and opportunities—your way. This ongoing commitment helps your strategy stay aligned with your goals, no matter how circumstances shift over time.

Meet Our Leadership.

Tim Schulze

Owner/Financial Advisor (CLTC®, CPFA®)

Read Bio

Patrick Charles Wiegers

Financial Advisor