Cindy Barnes Schulze

Retirement Income Planning | Licensed Insurance Professional

Cindy brings more than 30 years of executive leadership, business strategy, and problem-solving experience to her role at Pioneer Wealth, where she helps clients turn retirement savings into thoughtful strategies for income, protection, and the years ahead. As a licensed insurance professional, she focuses on retirement income planning, annuity strategies, life insurance, and long-term care planning, with a particular passion for helping women navigate the unique financial decisions that come with retirement and longevity. After a successful career leading teams and strategic initiatives in the media industry, Cindy chose this next chapter with a simple philosophy: start with the person, not the product. She believes the best income planning begins with listening, asking the right questions, and understanding the life someone wants their money to support. Outside of work, Cindy enjoys traveling, walking, golf, spending time with family and friends, and learning mahjong and pickleball.